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Saturday 31 December 2022
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Covid-19: Household savings fell, debt rose

Indians saw their savings shrink and bank debt burden rise in the third quarter of the FY21 as the country emerged from the impact of the...

Need to channel more Indian savings into equities: Uday Kotak

India needs to channel more of its savings into equities and the capital markets in order to reduce dependence on foreign capital, Kotak...

Household Savings : Trends

Over the past five decades, term deposits in banks have emerged as the primary instrument of financial savings for the average Indian....

Financial Mistakes and Illusions

Which ones are you guilty of ? Just can’t manage to fit our Expenses within our Income. And, even when the income increases, the expenses...

Aadhaar must for Post Office Savings, PPF….

The government has made Aadhaar mandatory for investment in all small savings schemes including Post Office Deposits, Public Provident...

The Demonetization Benefit

One of the big benefits of demonetization was that it served as a big trigger for Indians to go and put their hard earned money into...

SBI cuts savings bank rate to 3.5%

The decline in rate of inflation and high real interest rates have prompted State Bank of India to cut the savings bank deposits rate from...

Life Cycle Financial Planning

                Life-Cycle Financial Planning Financial and tax planning are frequently done in a...

India Savings: The Great Shift

One of the biggest paradoxes in India has been that it had huge savings, but rarely productive. Lethargy led to bank deposits reign supreme...

SEBI Investors Survey 2015

More than 95 per cent Indian households prefer to park their money in bank deposits, while less than 10 per cent opt for investing in...