Tag: Financial Planning, Fixed Income, Income Tax, India, Inflation, Interest Rates, Investment Planning
Real returns from FDs at 7-year high
With inflation undershooting the monetary policy committee’s target band and persistently high deposit rates, real returns from fixed...
G-Secs explained
What is a Government Security (G-Sec)? A government security is a tradeable instrument issued by the central government or state...
Of Fixed Income investing….
The past year has been tumultuous for fixed-income investors. Demonetisation, which brought a gush of liquidity into the banking system,...
Financial Planning: Thumb Rules
1. 30 % of your income must be used for monthly living expenses. 2. 30% of your income must be used for Liabilities...
What are Masala Bonds?
Masala bonds are debt instruments issued by Indian corporates in foreign markets but are denominated in Indian rupee. So in effect...
Go Slow on Duration Funds
After earning double-digit returns from fixed income funds over a three year period, investors may need to brace for lower returns in the...
Bank Fixed Deposit Rates (06.06.2017)
Bank Deposit rates continue to slide….forcing investors look at other options.
Duration of a Bond
Duration is a measure of the interest rate sensitivity of a bond. Bonds have two main risks associated with them: credit risk and interest...
Alternatives to a Fixed Deposit
Compared to bank deposits or small savings, non-convertible debentures, liquid funds, tax-free bonds and company fixed deposits offer...
Money Markets
Money market is a section of the debt market which specialises in very short-term debt securities with maturities of less than one...
