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Monday 19 November 2018
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Household Savings : Trends

Over the past five decades, term deposits in banks have emerged as the primary instrument of financial savings for the average Indian....

Financial Mistakes and Illusions

Which ones are you guilty of ? Just can’t manage to fit our Expenses within our Income. And, even when the income increases, the expenses...

Aadhaar must for Post Office Savings, PPF….

The government has made Aadhaar mandatory for investment in all small savings schemes including Post Office Deposits, Public Provident...

The Demonetization Benefit

One of the big benefits of demonetization was that it served as a big trigger for Indians to go and put their hard earned money into...

SBI cuts savings bank rate to 3.5%

The decline in rate of inflation and high real interest rates have prompted State Bank of India to cut the savings bank deposits rate from...

Life Cycle Financial Planning

                Life-Cycle Financial Planning Financial and tax planning are frequently done in a...

India Savings: The Great Shift

One of the biggest paradoxes in India has been that it had huge savings, but rarely productive. Lethargy led to bank deposits reign supreme...

SEBI Investors Survey 2015

More than 95 per cent Indian households prefer to park their money in bank deposits, while less than 10 per cent opt for investing in...

Small Savings Schemes’ Interest Rates Cut

The government has lowered interest rates on small saving schemes like PPF, Kisan Vikas Patra and Sukanya Samriddhi scheme by 0.1% for the...

Make Your Own Financial Plan

Ever thought about what life would be like without maps? We probably wouldn’t venture very far because the fear of the unknown would...