One must take a proper health insurance plan for the elderly. These days there are health insurance plans exclusively available for senior citizens who are over 65-years-old. When taking a policy for them, try and avoid co-pay as well as any sub-limits. To make any future claims hassle free, ensure that you have declared every detail correctly in the application form, lest you are declined a claim on account of concealment of facts later. Price is critical when choosing a policy, so compare among the available options and start with a cover of Rs. 7.5 lakh, if you can afford it. The fact that you can claim additional tax deductions when taking such a policy is an added benefit to you.
Mint does a mediclaim rating :Â https://www.livemint.com/mintmediratings2017
Snapshots of the top 10 rankings for a sum insured of Rs. 10 Lakhs:
- Age: 60 years old
2. Age: 75 years old
The top 10 rankings for a sum insured of Rs. 20 Lakhs:
- Age : 60 years old
- Age : 75 years old
- GST of 18% has been included in the premiums….as on 31.07.2017
